PRIVACY NOTICE FOR CUSTOMERS OF SNAPP & SON INSURANCE, INC.
At Snapp & Son Insurance, Inc., we respect your privacy. For more than 70 years,
Snapp & Son has provided insurance to people in Washington State. Our customers
have trusted us with information about themselves and their families, and we
recognize and respect our customers' expectations of privacy. We have not, and
will not, violate that trust by giving or selling your personal information to
any third party for any purpose other than providing you with our services. We
maintain physical, electronic and procedural safeguards to guard your privacy
that comply with state and federal regulations. We will continue to strive to
earn your trust and your business.
While we appreciate this trust you place in us, it is important for you to know
more specifically what information we collect and what we do with that
information in our efforts to provide you the service you expect.
A. INFORMATION THAT WE COLLECT
In order to give you the insurance services you request, we often ask customers
to complete an application form or other forms that disclose such personal
information as your name, address, Social Security number and other
financial information. We supplement this information with financial
information from consumer credit reporting agencies (such as credit worthiness
and credit scores), driving and automobile licensing information from state
agencies and information about your real estate from public records. Finally,
we collect information about your business transactions with us including
information about account payments, claims and other information that may be
necessary to serve you in the future. The information that we collect is
limited to that which we believe will be necessary to fulfill the requirements
of the insurers and regulators with whom we work.
Unless we notify you of a change in our policy, no additional information will
be collected about you.
B. INFORMATION USE AND DISCLOSURE
We do not share nonpublic personal information about our customers or former
customers with other companies except in connection with providing you the
services you request and as required by law. In the process of providing
services or products to you, we may disclose any of the information we collect
(as described in Section A above) to the insurance companies and other
financial services companies with whom you contract or with whom you may wish
to contract in the future, to companies that provide services to us as we work
on matters relating to your policy, to companies that perform marketing
services on our behalf, to governmental entities that regulate us, and to other
third parties as permitted by law.
We do not share with anyone your credit information, such as credit worthiness, credit standing,
credit capacity or credit score. Under the Fair Credit
Reporting Act, however, we are permitted to share information about your
transactions or experiences with us (such as payment history) with our
If we decide to change this policy to disclose information that is different
from that described above, you will receive a revised privacy notice and, if
applicable, an opportunity to opt out before we make any such disclosure.
C. HEALTH CARE INFORMATION
We also respect the confidentiality of your nonpublic personal health
information. While we do not typically request health information from you in
connection with our services, we occasionally receive information about a
customer's health status or condition while providing services to that customer
in connection with an insurance claim or when seeking a change in insurance
products. This information may be provided by the customer or by the
insurance companies that insure our customers. When we receive personal health
information from any source, only those persons within Snapp & Son who need the
information in order to provide you the services you request are given access
to the information. Personal health information about a particular customer
may also be shared with the organizations described in Section B if necessary
to secure for you the services you request or if required in order for us to
comply with our obligations to governmental authorities and the insurance
companies who contract with the customer. In no situation, however, will Snapp
& Son disclose nonpublic personal health information about you unless a written
or electronic authorization is obtained from you or the disclosure is otherwise
permitted by law.
We appreciate your trust and your business.