$1,000,000 - $10,000,000 Personal Umbrella Liability Policy
You need this policy - and the media agrees. Consider the articles below:
Often called an "umbrella" because it is carried over all other
liability insurance and is used for a catastrophic loss when primary liability insurance is exhausted, this policy adds from $1 million to $10 million extra coverage to your personal liability and
automobile liability policies. Coverage is provided for you, your spouse and any relatives living in your household and insured by your primary policies.
An umbrella policy is designed to cover catastrophic situations in which defense costs or legal
awards could exceed the limits of your primary liability
insurance. It includes additional defense coverage if you are sued for someone's claim against you of their false
imprisonment, wrongful eviction, libel, slander,
defamation of character or invasion of privacy. Of course, intentional acts are not covered.
Our customers normally buy their personal umbrella policy from the same company that also insures their car and home, such as SAFECO or PEMCO. Sometimes that is not possible. RLI
is one of our personal umbrella insurance companies that offering a stand-alone umbrella, which allows you to keep your auto and home insurance as is, and buy the umbrella policy separately. This is best for clients who may not qualify for a
basic umbrella from their own carrier, as they have auto and home coverage spread across different companies. Choose from $1 million, $2 million, $3 million, and $5 million in liability limits from RLI. PersonalUmbrella.com
is our other carrier that offers you a stand-alone umbrella policy. Qualification is broader, so most households can have coverage immediately. Choose from liability limits up to $10 million.
Ask us more here.
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